On March 31, 2023, in order to thoroughly implement General Secretary XXX's important discussion on the work of "agriculture, rural areas and farmers" and actively respond to the directive spirit of "Work Plan for Promoting Investigation and Research in the Whole Party" issued by the General Office of the CPC Central Committee, Professor Lv Yongbin and Associate Professor Xiao Chunhai, vice president of the School of Finance and deputy director of the Innovation and Introduction Base of Digital Technology and Modern Finance Discipline, led the team. A joint research team was formed with Li Bo from the Rural Revitalization Finance Department of Hubei Branch of China Construction Bank to investigate the loan status of new rural collective economic organizations in Shayang County, Jingmen City.

In the morning, the research team came to the construction bank Shayang branch to understand Shayang County collective economic organization loan status. The person in charge of the local Construction Bank introduced the basic situation of the village collective loan in detail. Teachers and students had in-depth discussions on the local industrial development plan, the loan process of the collective economic organization, loan risk management and other specific details, and clarified the pledged loan model of the village collective economic cooperatives, account management and other professional issues. The research team agreed that the accurate portrait of the new collective economic organizations, the introduction of credit products that meet the financing needs of the village collective economic organizations and the risk control, and the precise measures to improve the credit support can effectively empower the rural industrial revitalization.

Research group and the construction bank Shayang County branch responsible person discussion

In the afternoon, the research group went to Luoji Village, Shenji Town, Shayang County to understand the development of collective economic organizations and financing needs. According to the village secretary, at present, Luoji village is mainly focused on pepper planting industry, with the transfer of village collective land as the main form. The agricultural company completes seedling cultivation and pest control work, purchase and processing by order system, and agrees on the minimum protection price. The development of pepper industry is on the fast track, and farmers' income increases and stabilizes. At present, the pepper planting in Luoji village is in the early stage of development, and the capital needs are large. The bank loan provides "timely rain" support for the village's collective economic development. Professor Lv Yongbin said that the Party building work can be combined with practical research, and teachers and students can be guided to go deep into the rural grassroots, cultivate the feelings of home and country, and help the revitalization of rural industries with professional knowledge.

Research group and the construction bank Shayang County branch responsible person discussion

Research group and the construction bank Shayang County branch responsible person discussion

After the discussion, Luoji Village cadres led the research team to go into the field to visit the agricultural spring ploughing and pepper planting. On a village collective, farmers are using farm machinery to prepare the land for planting pepper seedlings in early April. The party secretary of the village said that the villagers planted chili peppers by buying shares in the land, and the village cadres seriously provided good services, gave priority to the interests of farmers, and led them to increase their income and become rich. The research group of the village cadres wholeheartedly for the public service consciousness and dedication spirit expressed deep recognition.

The research team visited the pepper cultivation in the field

The research team visited the pepper cultivation in the field

If the nation is to revive, the countryside will be revitalized. This research activity is rich in content. It has investigated the innovative forms of loans of new rural collective economic organizations, basically grasped the exploration facts of new loan modes, contributed to the role of the University's think tank in the financial support program of rural industry revitalization, and promoted the college's work of serving society, integrating industry and education, and educating people through practice.