Speaker Introduction：

Xiaolu Hu, PhD, CFA, is currently an Associate Professor at the School of Finance, Royal Melbourne Institute of Technology (RMIT). She joined RMIT in 2018. Prior to that, she obtained a Master's degree from the PBC School of Finance, Tsinghua University in 2011 and a Bachelor's degree in Finance from the Central University of Finance and Economics in 2008.Dr. Hu's research interests focus on the bond market, rating agencies, and quantitative asset pricing, with a specific emphasis on the Chinese market. This expertise is rooted in her professional experience in China's bond sector, where she previously served as a Senior Analyst at China Chengxin International Credit Rating Co., Ltd. and an Investment Manager in the Fixed Income Department of Guosen Securities.Her work has been published in internationally renowned journals, including the Journal of Corporate Finance, Journal of Banking & Finance, and British Accounting Review. She has secured over 300,000 Australian dollars in research funding from both industry and academic sources.